Mobile Payment’s Security

Antovski, Ljupcho and Gušev, Marjan (2002) Mobile Payment’s Security. In: Proceedings of the Third Conference on Informatics and Information Technology. Institute of Informatics, Faculty of Natural Sciences and Mathematics, Ss. Cyril and Methodius University in Skopje, Macedonia, Skopje, Macedonia, pp. 159-169. ISBN 9989-668-36-1


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Mobile payments play an important role in retail payments. M-payments are defined as payments carried out by mobile phone. This is especially promising with the third generation (3G) networks. M-commerce as a wide area could be divided into mobile E-commerce and M-trade area. Different models of mobile payments are proposed considering the physical disposition. A brief research on the state of the market is given to present a framework for possible solutions. Financial service provider is essential mediator among customers, merchants and banks. The iMS specification proposed in this paper enables mobile payments with one button click. Different levels of security have to be implemented for small, medium and large transaction of funds. The security algorithms are lightweight in correlation with the device's processing power. The proposed models are simple, secure and scalable. Future solutions would merge m-payment and e-payments infrastructures in future proof architectures.

Item Type: Book Section
Uncontrolled Keywords: m-payment, m-commerce, m-trade, iMS, security, certificate, transfer of funds, FSP, WAP, WIM, WTLS
Subjects: International Conference on Informatics and Information Technologies > Wireless and Mobile Computing
Depositing User: Vangel Ajanovski
Date Deposited: 28 Oct 2016 00:15
Last Modified: 28 Oct 2016 00:15

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